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Why Lyve Health Exists

Improving access for the under-insured.

At Lyve Health, we believe that everyone deserves access to quality health insurance, irrespective of their financial background. We recognize the challenges that marginalized communities face daily in navigating the complexities of the healthcare system. It's not just about getting covered; it's about feeling protected, informed, and cared for.

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Lyve Health ACA FAQ

Navigating ACA Benefits?

We want to simplify your life. In the following you see answers to some questions that might arise.

What is The Affordable Care Act?

The Affordable Care Act (ACA), often called "Obamacare", is a law passed in the U.S. in 2010. Its main goal is to make health insurance more affordable, accessible, and of better quality for Americans.

Who qualifies for coverage under ACA?

Most Americans can get coverage under the ACA. It's designed especially for those without insurance and those who buy their own. Some low-income individuals might qualify for extra savings or benefits, depending on their earnings and the state they live in.

How do I enroll for health coverage?

You can enroll during the "Open Enrollment" period by visiting the official Health Insurance Marketplace website. Outside of that period, you'd need a special life event, like getting married or having a baby, to enroll.

Can I enroll my family members?

Yes, you can! When you apply through the Marketplace, you can include your spouse and any dependents you'd like to add to your policy.

What's the difference between a premium and deductible?

A premium is the amount you pay, often monthly, to have health insurance. Think of it like a subscription fee. A deductible, on the other hand, is the amount you pay for health services before your insurance starts to chip in. For example, if your deductible is $500, you pay the first $500 of your medical bills before your insurance covers the rest.

Who is Lyve Health?

Lyve Health is a national Affordable Care Act brokerage, meaning we help you gain quick and easy access to health insurance providers, and even recommend the best plans for you and your household. We take the guesswork out of healthcare so you can rest easy!

What is The Affordable Care Act?

The Affordable Care Act (ACA), often called "Obamacare," is a landmark U.S. law that was signed into existence in 2010. Its primary goal is to ensure that more Americans have access to affordable health insurance, reduce the cost of healthcare, and improve the quality of care. With provisions like allowing young adults to stay on their parents' insurance plans until age 26 and preventing insurance companies from denying coverage due to pre-existing conditions, the ACA brought significant changes to the U.S. healthcare system.