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ACA Dates & Deadlines

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November 1

Open Enrollment starts for health coverage for the next plan year — first day you can enroll in, renew, or change ACA health plans. Coverage can start as soon as January first.

December 15

Last day to enroll in or change plans for coverage to start January 1.

January 1

Coverage starts for those who enroll in or change plans by December 15 and pay their first premium.

January 15

Open Enrollment ends — last day to enroll in or change health plans for the year. After this date, you can enroll in or change plans only if you qualify for a special enrollment period.

February 1

Coverage starts for those who enroll in or change plans December 16 through January 15 and pay their first premium.

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